Financial Analytics Accelerator | SOC 2

Financial Services Analytics Accelerator: FINRA + SEC + SOC 2 Microsoft Fabric (2026)

The Financial Services Analytics Accelerator is EPC Group's fixed-fee 12-week engagement that delivers a FINRA / SEC / SOC 2-compliant Microsoft Fabric analytics platform for banks, credit unions, broker-dealers, insurance carriers, and asset managers. Output: production-grade analytics covering core banking integration, client lifecycle, risk and compliance reporting, anti-money laundering analytics, regulatory filings, and Microsoft Copilot for Sales / Service for client-facing teams.

EPC Group has delivered financial services analytics for Fortune 500 banks, broker-dealers, insurance carriers, asset managers, and credit unions.

TL;DR — 12-Week Financial Services Analytics Delivery

Week	Output
Weeks 1-2	Discovery — core systems, regulator scope, MNPI handling, BAA / DPA review
Weeks 3-4	Microsoft Fabric capacity, OneLake, Microsoft Purview MNPI labels, Information Barriers
Weeks 5-7	Core banking / trading / CRM integration
Weeks 7-9	AML, regulatory reporting marts, supervisory analytics
Weeks 9-11	Power BI semantic models, RLS, dashboards
Weeks 11-12	Adoption, training, audit-ready handoff

Mid-market firm: $300K-$600K. Fortune 500 financial: $600K-$1.5M.

Phase 1: Discovery and Compliance Scope

Core Systems Integration

System	Integration Pattern
Core banking (Jack Henry, Fiserv, FIS)	Database connector
Trading systems (Bloomberg AIM, Charles River)	API + database
CRM (Salesforce Financial Services Cloud, Dynamics 365)	Native or API
Loan origination (Encompass, nCino, Calyx)	Database
Wealth management (Envestnet, Black Diamond, Orion)	API
Insurance core (Guidewire, Duck Creek)	API + database
Regulatory filing (Vermeg, Wolters Kluwer Axiom)	Database
Anti-money laundering (Actimize, Verafin)	Database
Trade surveillance (Smarsh, NICE Actimize)	Database
Risk systems (FIS Adaptiv, Murex, Calypso)	Database

Regulatory Scope

EPC Group standard regulatory framework coverage:

• FINRA Rule 3110 — supervision of associated persons (broker-dealers)
• FINRA Rule 4511 — recordkeeping
• SEC Rule 17a-4 — broker-dealer record retention (10 years)
• SOX 404 — internal controls over financial reporting
• SOC 1 Type II — service organization controls
• SOC 2 Type II — security, availability, confidentiality
• PCI DSS — payment card industry
• GLBA Safeguards Rule — consumer financial information
• NYDFS Part 500 — cybersecurity (New York-licensed firms)
• OCC Heightened Standards — large bank governance

Phase 2: Microsoft Fabric Foundation

Capacity Sizing

Firm Size	Capacity
Community bank / credit union	F32-F64
Mid-size regional firm	F64-F128
Large regional firm	F128-F256
Global financial firm	F256-F1024
Global tier-1 bank	F1024-F2048

F64+ required for Power BI Copilot; F128+ for Microsoft 365 Copilot integration.

OneLake Medallion Architecture

• Bronze — Core banking raw, trading raw, CRM raw, claims raw
• Silver — Cleaned, joined, sensitivity-labeled (Restricted-MNPI for material non-public information)
• Gold — Risk marts, regulatory marts, client analytics marts

Microsoft Purview MNPI-Ready Labeling

Financial services 5-tier sensitivity taxonomy:

1. Public
2. General
3. Confidential
4. Highly Confidential
5. Restricted-MNPI / Restricted-PCI / Restricted-NPI (encryption + Microsoft Copilot grounding blocked)

Auto-labeling rules for:

• MNPI keywords + ticker proximity
• SEC pre-public filings
• PCI card data patterns
• SSN / DOB / financial account numbers

Microsoft 365 Information Barriers

Required for:

• Research vs Investment Banking separation (Chinese Wall)
• Trader vs Compliance separation
• Wealth Management vs Investment Banking separation

Information Barriers respect Microsoft Copilot grounding scope — content from a barriered group cannot be surfaced to the other.

Phase 3: Common Use Cases

Banking and Lending

• Loan portfolio analytics (PD, LGD, EAD)
• CECL allowance for credit losses
• Deposit growth and runoff
• Branch profitability
• Channel performance (digital, branch, call center)
• Customer acquisition cost
• Lifetime value (CLV)
• Credit risk monitoring

Capital Markets / Broker-Dealer

• Trading P&L analytics
• Order flow analytics
• Best execution reporting (Reg NMS)
• Trade surveillance
• FINRA Rule 3110 supervision
• Margin and capital reporting (Reg T, FOCUS)
• Best interest analytics (Reg BI)

Wealth Management / Asset Management

• AUM tracking by advisor / household / asset class
• Performance attribution
• Risk-adjusted returns (Sharpe, Sortino, Treynor)
• Net new assets
• Advisor productivity
• Client retention analytics
• Fee revenue analytics

Insurance

• Premium analytics by line of business
• Loss ratio and combined ratio
• Reserve adequacy
• Catastrophe exposure
• Claims fraud detection
• Underwriting profitability
• Agent / broker performance

Compliance and Risk

• AML / BSA analytics
• Sanctions screening (OFAC, EU, UK)
• KYC / CIP completeness
• Trade surveillance alerts
• Regulatory filing automation
• SOX 404 IT general controls
• Vendor risk management

Phase 4: Power BI Semantic Model

Standard Financial Services Star Schema

Conformed Dimensions:

• DimDate (calendar, fiscal, settlement)
• DimAccount (banking + brokerage + insurance)
• DimCustomer (with CIP / KYC attributes)
• DimProduct (deposits, loans, securities, insurance)
• DimGeography (zip-anchored)
• DimEmployee (with licensing data)
• DimBranch / DimAdvisor / DimAgent
• DimSecurity (with CUSIP, ticker, asset class)

Facts:

• FactTransaction (banking + securities + insurance)
• FactPosition (security positions, daily snapshot)
• FactPnL (trading P&L, daily)
• FactRisk (VaR, stress test, scenario)
• FactCompliance (alerts, dispositions, matters)
• FactRegulatory (call report, FOCUS, FINRA filings)

Row-Level Security

• Branch manager sees their branch only
• Advisor / agent sees their book of business
• Trader sees their trading book
• Compliance sees enterprise-wide
• Risk sees enterprise-wide
• Information Barrier-restricted users see permitted scope only

Phase 5: Microsoft Copilot for Sales / Service

Copilot for Sales (Wealth Management / Banking)

• Account research grounded on CRM + holdings
• Client meeting prep with email + meeting + portfolio context
• Pipeline intelligence
• Compliance-supervised conversation summaries (FINRA Rule 3110)

Copilot for Service (Bank / Insurance Customer Service)

• Case summarization
• Knowledge base grounding
• First-call resolution improvement
• Compliance-supervised conversation logging

Microsoft Copilot Studio Custom Agents

• AML investigator agent (grounded on case files + transaction patterns)
• Compliance officer agent (grounded on regulatory documentation)
• Risk analyst agent (grounded on risk dashboards + research)
• Trade surveillance analyst agent (grounded on alerts + escalation history)

Phase 6: Audit-Ready Compliance Posture

Microsoft Purview Audit (Premium)

• 7-year retention for FINRA Rule 4511
• 10-year retention for SEC Rule 17a-4 broker-dealers
• Microsoft Sentinel for SOC monitoring
• Custom analytics rules for FINRA / SEC supervision

Microsoft Compliance Manager

Built-in assessments:

• FINRA Cybersecurity Checklist
• SEC Regulation S-P
• NYDFS Part 500
• SOX 404
• SOC 2 Type II
• PCI DSS

Frequently Asked Questions

Is Microsoft Power BI compliant for FINRA / SEC?

Microsoft Power BI is suitable for FINRA / SEC-regulated environments when deployed with proper sensitivity labeling, RLS, audit log retention, and Microsoft Purview Compliance Manager attestation. Microsoft Power BI is HIPAA-eligible (with BAA), SOC 2 Type II attested, and PCI-compliant.

How does Microsoft Copilot work with FINRA Rule 3110?

Microsoft Copilot for Sales / Service prompts and responses are captured by Microsoft Purview Audit (Premium) and Microsoft Purview AI Hub for FINRA Rule 3110 supervision review. Microsoft Sentinel custom analytics rules detect anomalous communication patterns. Microsoft Compliance Manager maps Microsoft 365 controls to FINRA Rule 3110 supervisory obligations.

What about SOC 2 Type II?

Microsoft 365, Microsoft Power BI, and Microsoft Fabric are SOC 2 Type II attested. Customer-side controls (RLS, sensitivity labels, audit retention, change management) complete SOC 2 attestation posture. EPC Group's audit-ready analytics framework provides the customer-side control implementation.

How does this work for broker-dealers?

EPC Group has delivered Microsoft Fabric analytics for FINRA-registered broker-dealers including FINRA Rule 3110 supervision, SEC Rule 17a-4 record retention, FOCUS report automation, and best execution analytics (Reg NMS). Microsoft Purview Information Barriers handle research-investment banking separation.

What about insurance?

Microsoft Fabric supports insurance carrier analytics including Guidewire / Duck Creek integration, NAIC reporting, ORSA analytics, and fraud detection. EPC Group's healthcare HIPAA expertise transfers to health insurance carriers.

How long does deployment take?

12 weeks fixed-fee for the Accelerator engagement. Full enterprise rollout (multi-line-of-business, multi-region) extends 9-18 months.

Who delivers Financial Services Analytics engagements?

EPC Group senior financial services analytics architects with combined Power BI, Microsoft Fabric, FINRA / SEC compliance, and core banking experience. Errin O'Connor is a 4-time Microsoft Press author. Senior financial services architects bring CISA, CISM, FRM, CRCM, and Microsoft Solutions Partner Financial Services credentials.

Next Steps

Schedule a 30-minute Financial Services Analytics discovery call at /schedule or call (888) 381-9725. Senior architects (not sales) take discovery calls.

Related reading: Microsoft Fabric Quickstart Assessment, Microsoft Copilot Governance Framework for Regulated Industries, Audit-Ready Analytics Compliance Framework Guide, Microsoft Sentinel SIEM Enterprise Security Guide, and Microsoft Purview Data Governance Enterprise Guide.